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Credit Counselling Canada What Who Why

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Credit Counselling Canada (CCC) is a not-for-profit organisation that can offer advice to Canadians regarding their debt problems, including the use of payday loans. CCC was organised in 2000 and is managed by a group of volunteer directors.

Services offered by CCC

The members of CCC are credit counselling agencies who help Canadians learn about the proper use of money and credit, and how they can extricate themselves from debt. CCC members offer various services, such as assistance in the establishment of a budget, creation of a loan repayment program, and the referral of clients to their creditors.

Members of CCC

Member agencies in the CCC include the Credit Counselling Society, Money Mentors, Community Financial Counselling Services, Credit Counselling Services of Atlantic Canada, Credit & Debt Solutions, Family Enrichment & Counselling Services, InCharge Debt Solutions Canada, Family Service of PEI, SOS Dettes, and Provincial Mediation Board Credit Counselling.

Purpose of CCC

The primary mission of CCC is to improve on the quality of not-for-profit credit counselling in Canada. Some of its goals include ensuring that credit counselling services are available to all and the wise application of credit. CCC also wants to make sure that all Canadians are aware of the presence of not-for-profit credit counseling. CCC has also established resources for students to ensure that they learn about money matters as early as possible. It has therefore contributed to the Canadian Bankers Association's website for teachers, students, and parents. The Money 101 interactive tool was also developed by CCC to provide guidance to students about money management and credit. With CCC, consumers can always have an organisation to consult with when dealing with credit management problems.

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