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Are you short of cash, yet your payday is still a few days away? There are many options available. One of the ways you can have the money that you need is by applying for Courtenay payday loans.

How to apply for Courtenay payday loans

There are two ways you can apply for a Courtenay payday loan. One way is to go to payday loan shops and fill in the application form. Another way is surf the Internet and visit the website of an online lending company and submit a completed online form. With access to the Internet, you can always choose online applications for a hassle-free process.

What are the requirements for Courtenay payday loan application

Each payday loan company differs from one another in terms of offers and requirements. Some lending companies may require you to present a valid proof of your salary. There are also lending companies that will only allow you to apply for loan if you are a Canadian citizen or Courtenay resident. Usually, you are only allowed to borrow cash if you are aged 18 and above. Another important factor is your job and salary. Most lenders may only permit you to borrow money for an amount less than your salary.

What if you can't pay off your loan on time

If you cannot afford to pay off your loan during the date stipulated in the agreement, you still have a "roll over" option. This simply means that you are given the chance to pay off your loans until the next pay date. You can have the chance to roll over your loans a few times. Of course, there is an increase in interest every time you use your roll over option.